Good afternoon guys,

So I don’t make anyone mad, let me first start off by saying not all MLM companies are scams. Clearly, there are some high-quality, trustworthy companies out there. Nevertheless, there are so many awful ones. Prior to investing with any MLM or network marketing company, examine, research, and then investigate some more. The only way to truly succeed even with legitimate MLM companies is to have great people and sales skills. Now before you decide to invest in any business opportunity, below are some free sites to find out if companies have had any complaints on them. I suggest searching all these sites before investing.

http://www.bbb.org

http://www.scamwatch.com

http://www.sohojobs.org

http://www.worldwidescam.com

If you do end up getting scammed you need to report it immediately to these websites. You may not get your money back but you may save the next person the heartache of getting scammed. In closing, if it sounds too good to be true, more than likely it is in fact!

Good morning guys,

Today we are going to talk about phishing, defining exactly what it means, and how to avoid being a victim. Phishing is basically a scam of sending out a false email in order to draw a recipient to a link where they want you to respond with confidential or financial information.  You’ve most likely have gotten plenty of these in your email without you knowing it.  It usually pretends to come from a well known financial institution or a well known company such as ebay.  It will say something like “someone has changed your password and your account will be terminated if you don’t confirm your details, please click on the link and confirm your details.”  If you actually click on the link you will be taken to a fake website where they require you to put in your personal information or banking information which will be used to steal your credit card or social security number to open fake credit cards or to steal your identity.  How do you avoid phishing?  For starters, NEVER respond to an email that comes from your bank.  It doesn’t matter how genuine it looks.  Financial institutions are well aware of phishing and usually don’t send out this type of emails.  When in doubt, pick up the phone and actually call your bank.  Finally, do not give to much personal information on any website.  Make sure the website has a protected padlock logo in the bottom of the browser to let you know this site is safe.